Secure Payments & Advanced Merchant Gateway

Your money,
everywhere
it needs to be.

One wallet for sending, receiving, exchanging currencies, issuing virtual cards, trading crypto, and accepting payments — built for people who move fast.

180+
Countries supported
0.5s
Avg. transfer time
256-bit
AES encryption
BTC / USD
$67,240
▲ +3.41%
AO
Alex Okafor
WG-29472018
Total Balance
$12,840.50
▲ +$240.20 today
Send
Receive
Exchange
Cards
Recent transactions
Received from James
Today, 09:14
+$500.00
Merchant Payment
Yesterday, 18:32
-$89.99
USD → EUR Exchange
Mon, 14:05
-$1,200.00
Payment received
$2,500 from Maria Santos
Just now · WG Wallet
Send Money Globally
Virtual Card Issuance
Crypto Trading
Merchant Payments
P2P Marketplace
Currency Exchange
AML Compliance
Referral Rewards
Mobile Recharge
Payment Links
Send Money Globally
Virtual Card Issuance
Crypto Trading
Merchant Payments
P2P Marketplace
Currency Exchange
AML Compliance
Referral Rewards
Mobile Recharge
Payment Links

Built for the full
money stack

From moving money across borders to issuing cards and accepting e-commerce payments — Wongate handles the whole stack so you don't have to stitch things together.

Send & Receive Money Instantly

Transfer to any Wongate wallet, bank account, or mobile money number in seconds. Request payments with a link. Set up recurring transfers. Every transaction is real-time, with push notifications on both sides.

Instant transfers Payment requests Bank payouts Mobile money QR payments

Currency Exchange

Swap between currencies at live market rates. Hold multiple currency wallets — USD, EUR, GBP, NGN and more — and switch between them anytime.

Live rates Multi-currency

Deposit & Withdraw

Top up via card, bank transfer, crypto, or supported gateways. Withdraw to your bank or payout method in minutes.

Multiple gateways Crypto deposits

Mobile Recharge

Top up any mobile number directly from your wallet. Airtime and data for networks worldwide, instantly delivered.

Airtime Data bundles

Gift Cards & Vouchers

Buy, send, and redeem gift cards and vouchers. Perfect for rewards programs and gifting across currencies.

Buy & redeem Digital delivery

Referral & Rank Rewards

Earn real cash for every person you bring to Wongate. Climb user ranks and unlock higher transaction limits and exclusive perks.

Referral earnings User ranks

Cards that work
wherever you shop

Issue virtual Visa/Mastercard cards in seconds. Use them online, in apps, or via Apple/Google Pay. Set spending limits, freeze instantly, issue multiple cards for different purposes.

•••• •••• •••• 4821
•••• •••• •••• 7193
•••• •••• •••• 3047

Instant Issuance

Your card is ready in under 10 seconds — no waiting, no physical delivery. Start using it online immediately after creation.

🔒

Freeze & Unfreeze

Lost your card or see a suspicious charge? Freeze it with one tap from your dashboard. Unfreeze just as fast when you're ready.

🎯

Spending Limits

Set daily, weekly, or per-transaction limits on each card. Perfect for budgeting or managing team expenses.

Trade crypto,
keep it simple

Buy and sell Bitcoin, Ethereum, stablecoins and more — funded directly from your Wongate wallet. No separate exchange account needed. Crypto deposits and withdrawals supported via Blockchain.info and Bitnob.

Bitcoin (BTC) Ethereum (ETH) Stablecoins (USDT/USDC) Crypto deposits Bitnob integration Instant swap
Live Markets LIVE
Bitcoin
BTC
$67,240
▲ +3.41%
Ξ
Ethereum
ETH
$3,541
▲ +1.89%
Tether
USDT
$1.00
≈ 0.00%
Solana
SOL
$182.40
▼ -2.14%

Accept payments,
grow your business

Wongate plugs directly into your store. Generate payment links, embed a checkout widget, or integrate via API. Funds land in your merchant wallet instantly.

01
Create your merchant account
Apply in minutes. Set your store name, upload logo, and configure your payout currency. KYC verification keeps fraud away from your revenue.
02
Generate payment links or embed checkout
Create a payment link in 10 seconds — share it via WhatsApp, email, or social. Or drop our JS widget into your existing site or WooCommerce/Shopify store.
03
Customers pay, you get notified instantly
Accept Wongate wallet, card, bank transfer, or crypto. Webhook fires when payment lands. Dashboard shows every transaction in real time.
04
Withdraw on your schedule
Settle to your bank, mobile money, or crypto wallet daily, weekly, or on demand. You control the schedule — and the currency.
StyleMart Store
Secured by Wongate
Wireless Headphones Pro
Qty: 1
$149.99
USB-C Charging Cable
Qty: 2
$24.00
Order total $173.99
Pay with
Wallet Bank Crypto Card
Balance: $12,840.50 → Pay $173.99

Buy and sell directly
with real people

Wongate's P2P marketplace connects buyers and sellers globally. Escrow protection, dispute resolution, and fraud detection keep every deal safe.

Trader Amount Limit Method
JM
James M.
Rate: 1.002 ★★★★★
$5,000 USD
$100 – $5,000
Bank Transfer
AS
Aisha S.
Rate: 1.001 ★★★★★
$12,000 USD
$500 – $12,000
Mobile Money
RK
Raj K.
Rate: 1.003 ★★★★
€3,500 EUR
€200 – €3,500
Wallet Transfer
FO
Fatima O.
Rate: 0.999 ★★★★★
$8,200 USD
$1,000 – $8,200
Bank Transfer
View all offers →

Fraud doesn't get
a seat at the table

Wongate runs continuous fraud analysis, AML compliance checks, and device fingerprinting on every transaction — in real time, before money moves.

Real-time Fraud Engine
Every transaction is scored against configurable fraud rules — velocity limits, IP blacklists, device fingerprints, and behavioral patterns — before it processes.
AML Compliance
Automatic CTR flagging, structuring detection, and watchlist screening on every send, exchange, and withdrawal. Fully configurable thresholds from the admin panel.
KYC & Face Verification
Identity verification with document upload and liveness-checked face scan. Merchants, agents, and high-value transactions require KYC before proceeding.
2FA & Device Fingerprinting
Two-factor authentication on every login. Device fingerprints track and flag new devices automatically. Blacklist a device or IP in one click from the admin panel.
End-to-end Encryption
All data in transit is encrypted with TLS 1.3. Sensitive fields at rest use AES-256. API keys and credentials are never stored in plaintext.
Admin-controlled Everything
Every API, payment gateway, feature, fraud rule, and AML threshold is toggled and configured from the admin dashboard — no code changes, no redeploys.
Free to get started

Ready to move
your money smarter?

Join thousands of users, merchants, and agents already using Wongate to send, receive, trade, and grow — across borders, in seconds.